Promissory notes are one of the basic tools of transactional practice. They are used to facilitate a range of business and real estate transactions. Their language is often thought of as boilerplate but that belief masks their complexity and the need for compliance with UCC Article 5/Negotiable Instruments. This program will cover drafting the essential provisions of promissory notes to ensure enforceability, the application of UCC Article 5/Negotiable Instruments, transferability and creditor pledge issues, recent challenges to the enforceability of notes, and much more.